It's normal for moms to cook meals on a daily basis, but it's not uncommon for moms to die when someone close to them dies. A father who works hard every day at work. Even for such a father, work is a daily routine, but the death of close colleagues and relatives is not commonplace. The same is true for children. Children studying at school do not encounter the deaths of close people on a daily basis.
Grandpas and grandmas should seem to be near death in terms of age. It is not uncommon for alumni, colleagues, teachers, relatives, etc. to receive news every year at a certain age. But if someone's death is routine, it's not. It's unlikely that you'll receive an obituary on a daily basis and put your mourning clothes into full operation.
This time, I will take up the cost from among the many questions about the funeral. What is the estimated cost of a funeral? What is the breakdown of funeral expenses? How should I pay for the funeral? How can the cost of the funeral be reduced? Let's answer the question of funeral costs while talking about funeral cost quotes.
Death is sudden and extraordinary. That is why the funeral that suddenly happens due to someone's death is full of doubts.
Death is not an everyday thing. That's why funerals aren't something you experience so often in your life.
The number of times I manage the funeral on the mourner's side will be even less than the number of times I attend. In other words, it is less likely that you will be the one who pays for the funeral than the one who gives you the funeral. That's why, at the moment when I became a party, I was in trouble saying "Funeral? Well, how much does it cost?" There is none. Tomorrow is a big money problem that could come down to me.
It's okay if you have plenty of deposits, but there aren't many homes where you can immediately make money in the hundreds of thousands or millions of yen. That is why it is important to "know about funeral expenses" and "prepare for funeral expenses" before the funeral.
Market price and guideline for funeral expenses
According to a survey by the Japan Consumers Association, the market price for funeral expenses is said to be about 1.96 million yen (http://www.jili.or.jp/lifeplan/houseeconomy/succession/2.html).
However, the funeral situation is changing year by year. If the funeral situation changes, the market price of expenses will also change. According to an NHK survey, one in five funerals in the Kanto region is a direct funeral (https://www.nhk.or.jp/seikatsu-blog/800/152205.html). A direct funeral is basically a funeral form of cremation only.
Approximately 1.96 million yen is the market price when a series of ceremonies are performed as usual, and it is thought that the standard of funeral expenses will be a little smaller than this amount for direct funerals and small funerals (family funerals). However, funeral expenses are still "a sudden big expense".
The breakdown of funeral expenses can be divided into three categories: "food and drink / entertainment expenses", "temple expenses (such as donations)", and "funeral venue and funeral equipment expenses".
According to a survey by the Japan Consumers Association, the third largest of these three is "funeral venue and funeral equipment costs," which account for more than 1 million yen in the funeral cost market. It was a result. The next largest amount was "Temple expenses (such as donations)", which was about 500,000 yen.
If you have any questions about funeral costs, ask a funeral store near you. Funeral shops are aware of the funeral situation in each region, so you should be able to hear more community-based stories.
If necessary, one way is to get a quick estimate of how much the funeral you and your family will cost at this stage. The quote is exactly "made to order". It is useful for financial planning as a guide for your own funeral expenses. Using a tentative estimate as a guide and starting a financial plan from there is one of the smart ways to work on funeral expenses.
Deposits are the first method of preparing for funeral expenses. A small amount is fine every month, so it is a typical method to accumulate it steadily. Another typical method is to use insurance that specializes in the construction of funeral expenses. This is a type of insurance in which a fixed amount is accumulated every month and a large amount is paid as funeral expenses. Funeral loans are also a typical method. By using one or two of these methods together, it is possible to increase funeral expenses.
One way to reduce funeral expenses is to obtain a tentative estimate from the funeral shop in advance that incorporates your current wishes, and then look at the estimate to find a place where you can reduce it. Also, as funeral courses have diversified in recent years, comparing some of the courses at several stores can help reduce funeral costs.
Because death is sudden, the funeral that accompanies death is full of doubts. Estimates, breakdowns, and reduction methods for funeral expenses are also one of the typical questions about funerals.
Funeral expenses are a big expense that can have a big impact on the household budget. That's why, instead of rushing to find out when you say, "I have to give a funeral right away," I think we should keep an eye on the knowledge of the market price, guidelines, breakdown, etc. .. Because funeral expenses are a big expense, it is not too early to prepare early.
It is important to carefully analyze the opinions of professionals such as funeral directors, provisional quotations, and funeral-related information, and make a plan so that you will not be in trouble in case of emergency.